Important information for personal banking customers.Details

Transferring Your Mortgage


Transferring your mortgage to
President's Choice Financial® can be a smart move and a simple process. To help you feel at home, we'll pay your appraisal fee. Remember to check with your current lender about prepayment charges that may apply.

  • Competitive fixed or variable interest rate
  • Dedicated Mortgage Specialists
  • 120 day rate guarantee on fixed rate mortgages1

For a detailed comparison of our mortgages see our open dialog Mortgage Comparison Chartolose dialog

Transfer Process Open Transfer Process DialogClose Transfer Process Dialog

Step 1: Apply by go tophone, go to online, or at a PC Financial go topavilion today!* and select the PC Financial mortgage that meet your needs.

Step 2: We'll contact your existing lender to complete the paper work for you.

Step 3: To help you feel at home, we'll pay your appraisal fee.

Legal Open Legal DialogClose Legal Dialog

**Special offers apply only to new mortgages of owner-occupied properties with an amortization of 25 years or less. Annual Percentage Rate (APR) is based on a new $400,000 mortgage for the applicable term and a 25-year amortization assuming a Property Valuation Fee of $250. Rates shown for the applicable term are PC Financial’s special discounted rates and are not posted rates of PC Financial. Offer may be changed, withdrawn or extended at any time, without notice. Offer cannot be combined with other offers and is not available on variable rate, basic or cashback fixed rate mortgages, existing PC Financial mortgages or mortgage renewals.

APR means the cost of borrowing for a loan expressed as an interest rate. It includes all interest and non-interest charges associated with the mortgage. If there are no non-interest charges, the annual interest rate and APR will be the same.

i3.21% APR (Fresh Cut No Points only)

*All credit products are subject to credit approval. Some conditions and restrictions apply; ask for details.

1Not available for variable rate mortgages. 120 day rate guarantee is offered when transferring your mortgage. Subject to change without notice.

Fresh Financial Thinking®

Today's Great Rates

5 year variable:
2 year fixed:
3 year fixed:
4 year fixed:
Special** 4 year fixed: 3.19%i
5 year fixed:
7 year fixed:
10 year fixed:
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