Move into a President's Choice Financial® mortgage¹. We've† put together competitive rates, flexible payment options and convenient features to help you feel right at home.
Ask us about a Secured Borrowing Account.
Apply between May 1 – July 15 and you could earn $150**. Conditions apply.
Call us at 1-866-236-9307 for more information.
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*This offer is only open to primary account holders who: (i) apply for a new President’s Choice Financial Secured Borrowing Account (“Eligible Account”) between May 1, 2017 and July 15, 2017; and (ii) pay a $150 set-up fee in respect of the Eligible Account. To participate in the offer, your Eligible Account must be open on or before August 31, 2017. You will earn $150 cash if you maintain an average daily closing balance in your Eligible Account of $30,000 or more between the date your Eligible Account is opened and the last day of the second (2nd) calendar month after the month that your Eligible Account is opened (the “Qualifying Period”) as follows: (i) an Eligible Account opened anytime in May 2017 must maintain a minimum average daily closing balance of $30,000 until July 31, 2017; (ii) an Eligible Account opened anytime in June 2017 must maintain a minimum average daily closing balance of $30,000 until August 31, 2017; and (iii) an Eligible Account opened anytime in July 2017 must maintain a minimum average daily closing balance of $30,000 until September 30, 2017; and (iv) an Eligible Account opened anytime in August 2017 must maintain a minimum average daily closing balance of $30,000 until October 31, 2017. Average daily closing balance is a calculation of the closing balance in a single Eligible Account at the end of each day, averaged over the Qualifying Period. Opening an Eligible Account is subject to credit approval and a $150 set-up fee for processing, appraisal and registration. $150 cash will be awarded to the qualifying primary accountholder in November 2017. To qualify for the offer, your Eligible Account must be open and in good standing throughout the Qualifying Period and also at the time the cash is awarded. Limit of one (1) $150 cash offer per customer. Account holders of President’s Choice Financial Secured Borrowing Accounts opened prior to May 1, 2017 or after August 31, 2017 are not eligible to participate in this offer. Cash will not be awarded in respect of Eligible Accounts for which the $150 set-up fee was waived. Offer and cash are non-transferable. This offer cannot be combined with other promotional offers. Offer may be revoked if you appear to be manipulating or abusing it, or are engaged in any suspicious or fraudulent activity, as determined by the provider of President’s Choice Financial personal banking services (the direct banking division of CIBC), in its sole discretion. Offer may be changed or cancelled without notice at any time. For more information, including current interest rates, visit www.pcfinancial.ca, speak to a representative at a President’s Choice Financial pavilion or hub, or call 1-888-723-8881.
**Special offers apply only to new mortgages of owner-occupied properties with an amortization of 25 years or less. Annual Percentage Rate (APR) is based on a new $400,000 mortgage for the applicable term and a 25-year amortization assuming a Property Valuation Fee of $250. Rates shown for the applicable term are PCF’s special discounted rates and are not posted rates of PCF. Offer may be changed, withdrawn or extended at any time, without notice. Offer cannot be combined with other offers and is not available on variable rate, basic or cashback fixed rate mortgages, existing PC Financial mortgages or mortgage renewals.APR means the cost of borrowing for a loan expressed as an interest rate. It includes all interest and non-interest charges associated with the mortgage. If there are no non-interest charges, the annual interest rate and APR will be the same.
ii2.27% APR (Fresh Cut No Points only)
iii2.69% APR (Fresh Cut and Fresh Cut No Points only)
¹Minimum principal amount for a President's Choice Financial mortgage is $35,000. Mortgages are subject to credit approval. Not available in Quebec. Conditions and restrictions apply; ask for details.
²120 day rate guarantee available upon mortgage pre-approval or approval. Not available for variable rate mortgage.
60 day rate guarantee is offered when refinancing your mortgage. Subject to change without notice.
³PC points are not earned with the variable rate, Fresh Cut No Points, Basic or the 1.5%, 2%, 5% cash back fixed rate mortgages. Minimum redemption 20,000 PC points (worth $20 in free rewards) and in increments of 10,000 PC points thereafter at participating grocery stores where President's Choice products are sold. Some redemption restrictions apply; for details visit pcpoints.ca.
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