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President's Choice Financial services are provided by the direct banking division of CIBC.
President's Choice Financial MasterCard is provided by President's Choice Bank.
The PC points loyalty program is provided by President's Choice Services Inc.
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PC MasterCard
the no annual fee credit card that earns PC points with every purchase
| monthly balance | annual rate (%) |
| standard rate* | 19.97 |
Find out more about the President's Choice Financial® MasterCard®.
*If your application is approved, you will qualify based on your annual income and credit history for one of two purchase interest rates: 19.97% (standard rate) or 23.97% (basic rate). Rates subject to change. The annual purchase interest rate will apply to all purchases.
† President's Choice Financial services are provided by the direct banking division of CIBC.
President's Choice Financial MasterCard is provided by President's Choice Bank.