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President's Choice Financial services are provided by the direct banking division of CIBC.
President's Choice Financial MasterCard is provided by President's Choice Bank.
The PC points loyalty program is provided by President's Choice Services Inc.
no fee bank account
The President’s Choice Financial® no fee bank account gives you FREE daily banking. FREE groceries. 0 catches.
no fee bank account
| on the portion of balance between: |
annual interest rate (%) |
| $0.00 - $1,000.00 | 0.05 |
| $1,000.01 - $5,000.00 | 0.10 |
| $5,000.01 - $10,000.00 | 0.15 |
| $10,000.01 - $25,000.00 | 0.25 |
| $25,000.01 and up | 0.50 |
Interest is calculated on the balance of your account at the end of each day and is paid into your account monthly.
Interest is calculated by multiplying the daily interest rate for each tier by the portion of the daily closing balance in that tier.
overdraft
| daily balance | annual rate (%) |
| on all overdraft balances | 19.00 % |
A minimum charge will apply when you use the service, in addition to a fixed interest rate on overdraft balances.
Find out more about the no fee bank account.
Use our daily banking & savings calculator to see how no daily banking fees + great rates + PC points towards free groceries and more can add up to big savings for you.
Rates subject to change.
® PC, President’s Choice, PC Financial, President’s Choice Financial and Fresh Financial Thinking are registered trademarks of Loblaws Inc. CIBC a licensee of the marks.
† President's Choice Financial services are provided by the direct banking division of CIBC.
President's Choice Financial MasterCard is provided by President's Choice Bank.