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President's Choice Financial services are provided by the direct banking division of CIBC.
President's Choice Financial MasterCard is provided by President's Choice Bank.
The PC points loyalty program is provided by President's Choice Services Inc.
low-cost borrowing account
a low-interest line of credit that's always there when you need it
| daily balance | annual rate (%) |
| on all outstanding balances | Low rate based on prime* |
For more information about our low-cost borrowing account rates, please contact us at 1-888-872-4724 or visit an in-store pavilion.
Interest is calculated on the final daily balance of your borrowing account and is charged to your borrowing account at month-end.
*The low-cost borrowing account rate is based on prime plus a percentage determined at the time of credit approval. Prime means the variable interest rate declared from time to time to be the CIBC prime rate for Canadian Dollar loans made by CIBC in Canada. CIBC prime rate is subject to change. Your rate will vary whenever CIBC prime rate varies and/or whenever we change your variable interest rate in our sole discretion.
Find out more about the low-cost borrowing account.
Use our handy credit selector tool to compare the low-cost borrowing account with other borrowing options from President's Choice Financial® services.
Rates subject to change.
®™ PC, President’s Choice, President’s Choice Financial, unbeatable, eatable mortgage and Fresh Financial Thinking are trademarks or registered trademarks of Loblaws Inc. CIBC licensee of marks.
† President's Choice Financial services are provided by the direct banking division of CIBC.
President's Choice Financial MasterCard is provided by President's Choice Bank.