President's Choice Financial|accounts and products|savings and investments|

bread Interest Plus™ RRSP

Watch your savings rise with a high interest registered savings account — plus an anniversary bonus!

With the Interest Plus RRSP^TM, you'll earn a competitive interest rate and when you maintain an average annual balance over $1,000, you'll get an anniversary bonus that increases the more you save and the longer you invest. Best of all, it's risk-free!

Special offer!
Earn 2% on new deposits to the Interest Plus RRSP from January 1 to April 30, 2010.
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how you can benefit from the Interest Plus RRSP

when your balance is over $1,000, you'll get a competitive interest rate on the entire amount — plus a bonus¹ on each anniversary of when your account was opened
the more you save and the longer you invest, the higher your anniversary bonus
interest² is earned on every dollar, calculated daily and paid on a monthly basis
no risks, no fixed term, no fees or penalties for early withdrawals³, so your RRSP is always cashable
no minimum deposit to open your account
set up automatic contributions and watch your money grow even faster

You can check your balance and transfer money into your Interest Plus RRSP 24 hours a day, 7 days a week through online banking, by phone, President's Choice Financial or CIBC bank machines — all for free.⁴

...or, take advantage of the Interest Plus^™ savings account or the Tax-Free Interest Plus^™ savings account.

¹ Anniversary bonus interest is based on the average of your daily closing balances over the year and is paid into your account the next business day after your anniversary date. For purposes of interest calculation, your first year starts from the account creation date and ends on the anniversary date, which is one calendar year after the account creation date.
² Interest is calculated on each day’s closing balance and is paid into your account monthly.
³ Funds are taxable upon withdrawal. Interest Plus RRSP is not eligible for withdrawals through bank machine or INTERAC^® Direct payment transactions. A transfer fee applies if you transfer funds to another financial institution.
⁴ Transfers in are considered contributions unless the transfer is from another RRSP.

^®™ PC, President’s Choice, President’s Choice Financial, Interest Plus and Fresh Financial Thinking are trademarks or registered trademarks of Loblaws Inc. CIBC licensee of marks.

^®INTERAC is Trademark of Interac Inc. CIBC authorized user of the Trademark.