President's Choice Financial|accounts and products|mutual funds

accounts and products
mutual funds

accounts and products

daily banking the unbeatable, eatable mortgage savings and investments mutual funds

the basics of mutual fund investing about CIBC Mutual Funds Index Portfolio Rebalancing Service index funds registered plans ready to invest

low-cost borrowing PC MasterCard

President's Choice Financial services are provided by the direct banking division of CIBC.

President's Choice Financial MasterCard is provided by President's Choice Bank.

The PC points loyalty program is provided by President's Choice Services Inc.

CIBC Securities Inc. — which portfolio is best for you?

determine the right mix of mutual funds best suited to your investment needs

Not sure what kinds of funds are right for you? Use our investor selector tool to help you choose the right investment mix. By completing the simple investor selector questionnaire, you'll be directed to a portfolio with a strategic balance of index funds designed to meet your needs. After using the investor selector tool to help choose the right investment mix, use the Index Portfolio Rebalancing Service to keep your investment strategy on track.

1. investment time horizon
A longer investment time frame allows for a more aggressive approach to investing. When do you expect to make use of this investment?

3 years

3-5 years

6-10 years

11-15 years

> 15 years

2. investment objectives
A clear understanding of your financial needs sets the stage for sound investment planning. What is your main objective?

safety of investment

a high level of income, with some safety of investment

a balance of income and long-term growth

a high long-term return that allows your capital to potentially grow faster than the rate of inflation

3. risk tolerance
In general, the potential for investment reward tends to increase with the level of risk assumed. Which situation are you most comfortable with?

preserving your investment and making predictable returns rather than trying to make higher returns

accepting greater risk and volatility, with the opportunity for higher long-term returns

accepting a higher degree of risk and volatility, with the opportunity for significantly higher long-term returns

4. personal financial health
If you easily meet your day-to-day financial obligations, you may choose to take a more aggressive approach to investing. Looking a year down the road, do you feel that your personal financial situation (net worth, regular income and ability to pay your bills) will be secure?

agree

somewhat agree

disagree

strongly disagree

5. investment knowledge
Your investment style can be influenced by your understanding of how investments work. When it comes to investing in stocks, bonds and mutual funds, how would you describe your level of investment knowledge?

minimal

basic

moderate

well-developed

extensive

† President's Choice Financial services are provided by the direct banking division of CIBC.

President's Choice Financial MasterCard is provided by President's Choice Bank.

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1. investment time horizon A longer investment time frame allows for a more aggressive approach to investing. When do you expect to make use of this investment?
	3 years
	3-5 years
	6-10 years
	11-15 years
	> 15 years

2. investment objectives A clear understanding of your financial needs sets the stage for sound investment planning. What is your main objective?
	safety of investment
	a high level of income, with some safety of investment
	a balance of income and long-term growth
	a high long-term return that allows your capital to potentially grow faster than the rate of inflation

3. risk tolerance In general, the potential for investment reward tends to increase with the level of risk assumed. Which situation are you most comfortable with?
	preserving your investment and making predictable returns rather than trying to make higher returns
	accepting greater risk and volatility, with the opportunity for higher long-term returns
	accepting a higher degree of risk and volatility, with the opportunity for significantly higher long-term returns

4. personal financial health If you easily meet your day-to-day financial obligations, you may choose to take a more aggressive approach to investing. Looking a year down the road, do you feel that your personal financial situation (net worth, regular income and ability to pay your bills) will be secure?
	agree
	somewhat agree
	disagree
	strongly disagree

5. investment knowledge Your investment style can be influenced by your understanding of how investments work. When it comes to investing in stocks, bonds and mutual funds, how would you describe your level of investment knowledge?
	minimal
	basic
	moderate
	well-developed
	extensive