President's Choice Financial|accounts and products|mutual funds

CIBC Securities Inc. — mutual funds

invest in index mutual funds from CIBC Securities Inc. at a special low cost

earn money faster

It isn't easy to find mutual funds that attempt to maximize the return on your investment without costing too much money. But it is possible, thanks to a special mutual fund offer from CIBC Securities Inc. made available exclusively for customers of President's Choice Financial^® personal banking services.

President's Choice Financial services customers now have the opportunity to invest in a large family of index funds from CIBC Securities Inc. at a special low cost after a management fee rebate.*

important information about CIBC Securities Inc. and CIBC Mutual Funds

our^† special mutual fund offer features:

a diverse selection of 12 index funds and 1 money market fund — all eligible for inclusion in your RRSP, LIRA, TFSA, RESP or RRIF¹
an Index Portfolio Rebalancing Service to monitor and automatically rebalance your portfolio and keep your investments on track
access to a money market fund for short-term investing
competitive management expense ratios (MERs) or access the premium class, which has an even lower management expense ratio for accounts with balances of over $50,000
a special management fee rebate*
the flexibility to invest on your terms — for as little as $25 a month²



	new to mutual funds?		basics of mutual fund investing find out more about mutual funds and how to develop an investment plan that's right for you


	learn about our funds & services		about CIBC Mutual Funds learn more about our special mutual fund offer from CIBC Securities Inc. Index Portfolio Rebalancing Service take the guesswork out of choosing index funds with the CIBC Index Portfolio Rebalancing Service index funds access to CIBC Mutual Funds, one of Canada's largest family of index funds registered plans learn more about registered plans in which the money earned on investments can be tax-free or tax-deferred


	need more information or ready to invest?		ready to invest? what you need to know to get started in mutual fund investing

helpful tools and information

CIBC Mutual Fund Fees
CIBC Fund Facts
CIBC Mutual Funds and CIBC Family of Managed Portfolios Simplified Prospectus
- Simplified Prospectus - July 28, 2011
- Amendment No. 1 to the Simplified Prospectus – December 21, 2011
CIBC Mutual Funds and CIBC Family of Managed Portfolios Annual Information Form (AIF)
- Annual Information Form - July 28, 2011
- Amendment No. 1 to the Annual Information Form – December 21, 2011
CIBC Mutual Funds and CIBC Family of Managed Portfolios Financial Statements
- Annual 2011
CIBC Mutual Funds and CIBC Family of Managed Portfolios Management Reports of Fund Performance - Annual 2011
- Annual 2011
Quarterly Portfolio Disclosures
- Quarterly Portfolio Disclosures

Some of these pages have to be viewed with Adobe Acrobat. If you don't have Acrobat, you can download it for free now

For information on mutual fund fees please refer to the prospectus.

important information about CIBC Securities Inc. and CIBC Mutual Funds

¹ Standard class refers to the Class A series
² Minimum $50,000 initial investment to be eligible for the premium class.

*Available on Class A units only. Premium class units are not eligible for the management fee rebate. CIBC Mutual Funds and the CIBC Index Portfolio Rebalancing Service are offered by CIBC Securities Inc., a wholly-owned subsidiary of CIBC. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments and the use of an asset allocation service such as the CIBC Index Portfolio Rebalancing Service. Please read the CIBC Mutual Funds and CIBC Family of Managed Portfolios Simplified Prospectus before investing. To obtain a copy, call 1-888-723-8881 and select the mutual fund option, or ask to speak to a CIBC Securities Inc. Mutual Fund Representative. For periods greater than one year, the indicated rates of return are the average annual compound total returns as of the date indicated and all returns include changes in unit value and the reinvestment of all distributions and do not take into account sales, redemption, distribution or other optional charges or income taxes payable by any unitholder that would have reduced returns. The performance data for money market funds also shows the current yield and effective yield as of the date indicated and assumes the reinvestment of distributions only and does not take into account sales, redemption, distribution or other optional charges or income taxes payable by any unitholder that would have reduced yields. Neither CIBC Mutual Funds nor the CIBC Index Portfolio Rebalancing Service are covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer, nor are they guaranteed by CIBC. There can be no assurance that funds will be able to maintain their net asset value per security at a constant amount or that the full amount of your investment will be returned to you. The values of many mutual funds, such as Income and Growth Funds, can change frequently. Past performance may not be repeated. The CIBC Index Portfolio Rebalancing Service is an asset allocation service available through CIBC Securities Inc. The portfolio manager is CIBC Global Asset Management Inc. The core asset mixes in each Strategic Asset Manager (SAM) portfolio have been recommended by CIBC Global Asset Management Inc. The management fee rebate for CIBC Index Funds is provided by the Canadian Imperial Bank of Commerce as the manager of the funds.

CIBC Mutual Funds and the CIBC Index Portfolio Rebalancing Service are available across Canada (excluding Quebec). The information contained on this site does not constitute an offer or solicitation to buy or sell any investment fund, security or other product, service or information to any resident of Quebec, the U.S. or the U.K. or to anyone in any jurisdiction in which an offer or solicitation is not authorized or cannot legally be made or to any person to whom it is unlawful to make an offer or solicitation.

The information on this site is not intended to provide specific financial, investment, tax, legal or accounting advice for you, and should not be relied upon in that regard. You should not act or rely on the information without seeking the advice of a professional.

¹ Premium Class units of this Fund are not eligible for RESP accounts offered by CIBC Securities Inc.

"Standard & Poor's^®", "S&P^®", "S&P 500^®", and "Standard & Poor's 500" are trade-marks of The McGraw-Hill Companies, Inc. and have been licensed for use by Canadian Imperial Bank of Commerce. The Product is not sponsored, endorsed, sold or promoted by Standard & Poor’s, and Standard & Poor’s makes no representation regarding the advisability of investing in the Product. TSX ^© 2010 TSX Inc. All Rights Reserved.

The S&P 500^® Index is an index that is intended to represent the U.S. equity market. It includes 500 stocks representing all major industries in the United States.

Nasdaq^® is a trademark of the NASDAQ Stock Market Inc., (which, with its affiliates, are the “Corporations”) and is licensed for use by CIBC Securities Inc. CIBC Nasdaq Index Fund (the “Fund”) has not been passed on by the Corporations as to its legality or suitability. The Fund is not issued, endorsed, sold or promoted by the Corporations. The Corporations make no warranties and bear no liability with respect to the fund.

”Wilshire” and “Wilshire 5000 Total Market Index ^SM” are service marks of Wilshire Associates Incorporated and have been licensed for use for certain purposes by CIBC. CIBC's CIBC U.S. Broad Market Index Fund, based on the Wilshire 5000 Total Market Index^SM, is not sponsored, is not sponsored, endorsed, sold, or promoted by Wilshire and it makes no representation regarding the advisability of investing in such product.

The MSCI indexes are the exclusive property of Morgan Stanley Capital International Inc. ("MSCI"). MSCI and the MSCI index names are service marks of MSCI or its affiliates and have been licensed for use for certain purposes by CIBC. The Fund is not sponsored, endorsed, or promoted by MSCI, and MSCI bears no liability with respect to the Fund. The prospectus contains a more detailed description of the limited relationship MSCI has with CIBC and the Fund. No purchaser, seller or holder of any Fund, or any other person or entity, should use or refer to any MSCI trade name, trademark or service mark to sponsor, endorse, market or promote this product without first contacting MSCI to determine whether MSCI's permission is required. Under no circumstances may any person or entity claim any affiliation with MSCI without the prior written permission of MSCI.

†®™ PC, President’s Choice, President’s Choice Financial, The World’s Best RRSP and Fresh Financial Thinking are trademarks or registered trademarks of Loblaws Inc. CIBC licensee of marks.