President's Choice Financial|accounts and products|the unbeatable, eatable mortgage|a menu of mortgages

President's Choice Financial services are provided by the direct banking division of CIBC.

President's Choice Financial MasterCard is provided by President's Choice Bank.

The PC points loyalty program is provided by President's Choice Services Inc.

get back to basics

Take advantage of our limited time¹ basic mortgage^™ and get a rate that's 0.10% below our fresh cut fixed rates!

If lower rates are the most important factor in choosing your mortgage, you'll love our basic mortgage offer:

choose from 2 to 10-year terms at our lowest fixed interest rate
a reduction upfront off our posted rates on 5, 7 & 10-year fixed rate mortgages of $200,000 or more. ²
convenient payment options: weekly, bi-weekly, monthly, semi-monthly, accelerated weekly or accelerated bi-weekly let you pay off your mortgage faster
payment increase options, PC^® points, anniversary PC points and early payouts³ are not available with this offer

have questions about mortgages? ask an expert today!

Our Personal Banking Representatives are ready to answer your questions — just call 1-888-236-6362 or visit an in-store pavilion.

more mortgages to meet your needs

already applied?

If you have already applied, you can continue with your saved mortgage application or view your status

Mortgages are subject to credit approval. Some conditions and restrictions apply. Minimum amount for a President's Choice Financial mortgage is $35,000.

¹This is a time-limited offer. Offer may be withdrawn at any time.
²Reduction applies to new and renewing 5, 7 & 10 year fixed rate mortgages of $200,000 or more, and is a set amount off our posted rates for 5, 7 & 10 year fixed rate mortgages. Amount of rate deduction depends on mortgage principal amount. Certain conditions and restrictions apply; ask for details. For refinances and ports, rate reduction applies to new funds only. Does not apply to cash back mortgages or assumptions.
³Refinancing and transferring is available after the first 3 years upon payment of three months interest costs on the amount prepaid, calculated at your existing annual interest rate in effect on the date we generate the mortgage payout statement, plus any discount you received on your existing annual interest rate. If your home is sold within the first 3 years, the mortgage can be discharged upon payment of 3 months interest.

^®™PC, PC Financial, President’s Choice, President’s Choice Financial, Basic mortgage, unbeatable, eatable mortgage and Fresh Financial Thinking are trademarks or registered trademarks of Loblaws Inc. CIBC a licensee of the marks.