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President's Choice Financial services are provided by the direct banking division of CIBC.
President's Choice Financial MasterCard is provided by President's Choice Bank.
The PC points loyalty program is provided by President's Choice Services Inc.
CIBC Securities Inc. — the importance of asset allocation
Asset allocation refers to the mix of savings, income, and growth investments in your portfolio. Asset class decisions should be driven by an investor’s investment objectives, time horizon, and risk tolerance. For example, if you are a more conservative investor, your portfolio may contain a greater portion of savings and income investments.
Here are some important tips to ensure you’re getting the most out of your asset mix:
diversify among asset classes
Smart investing begins with holding a combination of savings investments (such as money market funds) for liquidity, income investments (such as bond funds) for income and growth investments (such as equity funds) for long-term growth.diversify within each asset class
Once you have determined the right asset mix, your next step is to further diversify your portfolio within each asset class. Areas for consideration in diversifying your portfolio include countries, management styles, size of companies, and specialized industries.
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important information about CIBC Securities Inc. and CIBC Mutual Funds
† President's Choice Financial services are provided by the direct banking division of CIBC.
President's Choice Financial MasterCard is provided by President's Choice Bank.