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President's Choice Financial services are provided by the direct banking division of CIBC.
President's Choice Financial MasterCard is provided by President's Choice Bank.
The PC points loyalty program is provided by President's Choice Services Inc.
Borrowing and credit
Many of us borrow money to reach our goals — whether we use a line of credit to make a down payment on a car, a mortgage to finance our homes, or a credit card to buy big-ticket items. The articles in this section can help you find out how to borrow wisely.
choosing the best way to borrow
what you need to know to borrow responsibly
learn the difference between good and bad debt, and find out how to reduce the amount you owe
how to control your credit, instead of letting it control you
learn about different types of mortgages, so you can decide which is best for you
you found the perfect house! Now, you just need to know if you can afford it ...
saving time and money on your mortgage
sure, your mortgage is a long-term debt. But there are ways to pay it off faster
revealing the "hidden costs" of buying a home
buying a house might cost more than you think
† President's Choice Financial services are provided by the direct banking division of CIBC.
President's Choice Financial MasterCard is provided by President's Choice Bank.