President's Choice Financial|about us

about us image Simply put, President's Choice Financial^® services* is all about unprecedented value.

In fact, that's what the President's Choice philosophy has always been about. So the President's Choice team searched the world to bring unprecedented value in banking to consumers.

a better way to bank

The result is President's Choice Financial services, complete with the President's Choice Financial® MasterCard® and the PC® points rewards program. President's Choice Financial services is a unique financial services offering designed by Loblaw Companies Limited. The President's Choice Financial MasterCard is provided by President's Choice Bank, while banking services are provided by the direct banking division of CIBC.

Here's how this unprecedented value stacks up:

1. no daily banking fees

Did you know that the average Canadian pays $147 in bank fees each year? Not with President's Choice Financial services. There are no branches; instead you get 24/7 access by Internet, telephone and bank machine. The savings on overhead mean that costs are much lower than traditional banks — and the savings get passed on to you through the elimination of daily banking fees. You don't have to pay to access your money, so the savings go right back in your pocket.

2. high-interest savings and low-cost borrowing

Another way customers benefit is through truly great rates. Trying to save money? You can earn exceptional interest with the Interest First™ savings account. Want to borrow for less? The unbeatable, eatable mortgage™ gives you a lower interest rate than those posted by the big banks — without haggling! With great rates on these and many other products, you get more from every dollar.

3. bank how and when you want (for free)

Even without branches, you have full access to your accounts. You can bank online, by telephone, and at President's Choice Financial and CIBC bank machines. Access your President's Choice Financial MasterCard or PC points account online at any time. And if you want to see a human face, just come into a pavilion and talk to a friendly Personal Banking Representative.

4. earn free groceries and other great rewards

There's even a bonus: PC points. You earn them by doing the everyday banking you'd be doing anyway, or by shopping with your President's Choice Financial MasterCard. The more you use President's Choice Financial services, the more PC points you earn. It's easy! And you can redeem your points towards thousands of great rewards in-store and online at www.pc.ca/points. From cookware for your kitchen, health and beauty products, flowers for someone special, or of course, free groceries, you’re sure to find what you are looking for.

Impressed? Find out what others say about us.

Interested in joining the President’s Choice Financial services team? Find out about career opportunities in we're hiring.

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Read our Voluntary Code of Conduct and Public Commitments

^®™ PC, President’s Choice, President’s Choice Financial and Fresh Financial Thinking are trademarks or registered trademarks of Loblaws Inc. CIBC licensee of marks.